Yes. Any member can see in-network providers for some services and out-of-network providers for others. Covered benefits, deductibles, coinsurance and copayment costs are calculated for each person, for each visit or treatment, depending on the provider chosen for that service.
If you see an out-of-network provider, services will be paid according to the out-of-network benefit level. Payment for charges submitted by out-of-network providers are limited to the maximum allowable fee (after the deductible and coinsurance are applied).