These lists are based on the limitations and exclusions included in the commercial certificates filed in the benefit year listed.
All benefits are subject to limitations and exclusions as described in your Schedule of Benefits and in your certificate. The following list is not exhaustive and may vary based on your policy. For a complete listing, refer to your certificate.
All benefits are subject to limitations and exclusions as described in your Schedule of Benefits and in either your policy and benefit Summary (“policy”) if you have individual coverage or your group member certificate (“certificate”) if you have coverage through your employer. The following list is not exhaustive and may vary based on your policy or certificate. For a complete list, see your member policy or certificate.