Marketplace plans

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Health insurance affordability programs 

2023

View Individual & Family Plan Book
View & compare Marketplace Plan Options (PDF)

2022

View 2022 Individual & Family Plan Book (PDF)
View & compare 2022 Marketplace Plan Options (PDF)

Also referred to as the Exchange, Marketplace is a website (healthcare.gov) where individuals can compare plans and purchase health insurance. Marketplace plans are great for individuals and families that are eligible for discounts or financial subsidies. These discounts may include:

Tax credits
Tax credits lower the monthly premium you pay for health coverage and are more available than ever due to the 2021 American Rescue Plan act. Depending on your household income level, these credits can pay for a considerable amount of your premium. You can use your tax credit on most Marketplace plans.

Cost-sharing reductions

  • Lower the amount you pay on health care services. 
  • Cost Sharing Reduction Plans are available for those who make about $31k or less for a single person.
  • Cost-sharing reduction is only available on silver plans.


 There are three levels of cost sharing reduction based on income brackets:

  • 100–150 percent of FPL
  • 151–200 percent of FPL
  • 201–250 percent of FPL

  

2022 plan year Federal Poverty Level guidelines


Percentage of Federal Poverty Level 
Size of Household100% 250% 
400% 
1 Person 
$13,590 
$33,975 
$54,360 
2 People 
$18,310 
$45,775 
$73,240 
3 People 
$23,030 
$57,575 
$92,120 
4 People 
$27,750 
$69,375 
$111,000 
Coverage Information 
May qualify for
cost-sharing reductions
and advanced
premium tax credits 

May qualify for
cost-sharing reductions
and advanced
premium tax credits 
May qualify for advanced
premium tax credits 

Dean Health Plan offers a variety of options for silver plans that are eligible for cost-sharing reduction plans.

Check out this calculator to find out if you qualify for financial help.

Quality star ratings

Exclusive Provider Organization (EPO) plans

Star rating

graphic of four star ratinggraphic of three star ratinggraphic of four star ratinggraphic of four star rating
Overall star rating
Overall star rating is based on the categories below 
Member experience
Based on member satisfaction surveys about their health care, doctors and ease of getting appointments and services
Medical care
Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines and condition monitoring
Plan administration
Based on how well a plan is run, including customer service, access to needed information and providers ordering appropriate tests and treatment


Health Maintenance Organization (HMO) plans

Star rating

graphic of four star ratinggraphic of three star ratinggraphic of four star ratinggraphic of four star rating
Overall star rating
Overall star rating is based on the categories below
Member experience
Based on member satisfaction surveys about their health care, doctors and ease of getting appointments and services
Medical care
Based on providers improving or maintaining the health of their patients with regular screenings, tests, vaccines and condition monitoring
Plan administration
Based on how well a plan is run, including customer service, access to needed information and providers ordering appropriate tests and treatment


Plan quality ratings and enrollee survey results are calculated by CMS using data provided by health plans in 2022. The ratings are being displayed for health plans for the 2023 plan year. Learn more about these ratings. https://www.healthcare.gov/quality-ratings/