We have health insurance plans to fit your lifestyle and budget. Whether you’re looking for a lower-premium plan, to limit your overall out-of-pocket, or even just for a catastrophic safety net plan, we’re here for you.
You don’t like surprise bills? This may be the plan for you. The Copay Plus plans feature:
Do you want an innovative way to receive care? Our Copay Elite plans offer a lower office visit copay when you select a Tier 1 primary care provider. Learn more about our Copay Elite Plans.
You keep yourself healthy with regular visits to your PCP. Our Copay PCP plans keep your premiums low, and offer you the best value for your regular PCP visits and generic prescription drugs.
Perhaps you prefer the lower premiums of a high-deductible plan as well as low out-of-pocket costs when you visit the doctor. Dean’s got you covered on that preference, too. We offer Value Copay Plan options that serve your needs.
You’re a saver and prefer to take advantage of a Health Savings Account (HSA) to cover your medical bills. We have excellent choices for you! Combine a high-deductible health plan (HDHP) with an HSA for more financial freedom and flexibility.
Safety Net Plans or Catastrophic Plans are available for those who:
Our Safety Net Plan offers a high deductible and three FREE office visits. Remember that government price breaks are not available with the Safety Net Plan.
Simplify your shopping experience with standard plans. Standard plans make it easy to shop across all of the important services you need. Our standard plans are offered at every network type, metal tier, and in every service area that we offer coverage.
Our plans not only offer the 10 essential health benefits, but $0 preventive services and additional benefits to put your health and wellness first:
All Individual & family plans are divided into metal categories. These categories show how you and your plan share costs. No matter which category your plan falls in, the quality of care does not change.
Dean Health Plan offers network options based on your location, the coverage level you're selecting and your care needs. Visit Find A Doctor to easily find excellent doctors available in our network. Contact us or your agent if you need help selecting the network that is right for you.
The Copay Elite Network is a good choice if:
The HMO Network is a good choice if:
You want access to more than 2,300 providers to choose from for routine through specialty care.
The Focus Network is a good choice if:
Open enrollment is currently closed. Sign up to receive an email reminder when open enrollment becomes available this year.