We have health insurance plans to fit your lifestyle and budget. Whether you’re looking for a lower-premium plan, to limit your overall out-of-pocket, or even just for a catastrophic safety net plan, we’re here for you.
2023 Plan book
2023 Individual & family plan book (En Español) (PDF)
You don’t like surprise bills? This may be the plan for you. The Copay Plus plans feature:
See 2023 Marketplace Options (PDF)
See 2023 Direct Options (PDF)
Do you want an innovative way to receive care? Our Copay Elite plans offer a lower office visit copay when you select a Tier 1 primary care provider. Learn more about our Copay Elite Plans.
See 2023 Marketplace Plan Options (PDF)
See 2023 Direct Plan Options (PDF)
You keep yourself healthy with regular visits to your PCP. Our Copay PCP plans keep your premiums low, and offer you the best value for your regular PCP visits and generic prescription drugs.
2023 Plan Options - Marketplace (PDF)
Perhaps you prefer the lower premiums of a high-deductible plan as well as low out-of-pocket costs when you visit the doctor. Dean’s got you covered on that preference, too. We offer Value Copay Plan options that serve your needs.
2023 Marketplace Options (PDF)
2023 Direct Plan Options (PDF)
You’re a saver and prefer to take advantage of a Health Savings Account (HSA) to cover your medical bills. We have excellent choices for you! Combine a high-deductible health plan (HDHP) with an HSA for more financial freedom and flexibility.
View 2023 Marketplace Plan Options (PDF)
View 2023 Direct Plan Options (PDF)
Safety Net Plans or Catastrophic Plans are available for those who:
Our Safety Net Plan offers a high deductible and three FREE office visits. Remember that government price breaks are not available with the Safety Net Plan.
Simplify your shopping experience with standard plans. Standard plans make it easy to shop across all of the important services you need. Our standard plans are offered at every network type, metal tier, and in every service area that we offer coverage.
Our plans not only offer the 10 essential health benefits, but $0 preventive services and additional benefits to put your health and wellness first:
Need a ride to see your provider? Our transportation partner is helping our members get to the care they need.
Receive a diagnosis, a treatment plan and a prescription for certain common conditions from the comfort of home via smart phone or computer
Earn up to $150 in rewards for making healthy choices!
Preferred diabetic supplies at $0 and a $35 maximum member cost-share on preferred insulin.
If you're not sure you need to see a doctor—or you're wondering if you have a problem—give us a call day or night.
Health emergencies don’t happen between 9 and 5. Our plans offer urgent care visits at the same cost as a visit to your regular doctor for when you need care the most.
All Individual & family plans are divided into metal categories. These categories show how you and your plan share costs. No matter which category your plan falls in, the quality of care does not change.
Bronze plans are best if you do not typically need to see your doctor or use your prescription coverage very often. The monthly premium payment will be lower, but when you do need care, your out-of-pocket costs will be higher.
Silver plans have your out-of-pocket costs and your monthly premiums more evenly balanced. These plans are beneficial if you may use your health care for more than just preventive care.
Gold plans are ideal and cost-efficient if you anticipate going to your provider or pharmacy frequently. These plans will have a higher monthly premium payment, but your out-of-pocket costs will be lower.
Dean Health Plan offers network options based on your location, the coverage level you're selecting and your care needs. Visit Find A Doctor to easily find excellent doctors available in our network. Contact us or your agent if you need help selecting the network that is right for you.
The Copay Elite Network is a good choice if:
The Focus Network is a good choice if:
The HMO Network is a good choice if:
