Are you experiencing job loss, reduction of hours or a financial status change?

You can sign up for a 2020 plan for yourself or your family.

Marketplace vs Direct

Marketplace

You qualify for reduced premiums or cost sharing because of your income of less than $50,000/year
You're currently uninsured
You need help paying for your insurance

See Marketplace Plans

Direct

You don't qualify for reduced or cost-sharing premiums because of your income
You're looking for more insurance plan choices
If you want a quick, hassle-free way to buy

See Direct Plans

Plan options

We have health insurance plans to fit your lifestyle and budget. Whether you’re looking for a lower-premium plan, to limit your overall out-of-pocket, or even just for a catastrophic safety net plan, we’re here for you.

Copay Elite plans

Family at a picnic, dad holding young child on his lap

Do you want an innovative way to receive care? Our Copay Elite plans offer a lower office visit copay when you select a Tier 1 primary care provider. Learn more about our Copay Elite plans.

See 2021 Marketplace Plan Options (PDF)
See 2021 Direct Plan Options (PDF)

Classic Plans

Make it simple. The Classic Plan delivers both comprehensive coverage and simplicity, while offering dependable copay options for prescriptions.

See 2021 Marketplace Individual Plan Options (PDF)
See 2021 Direct Individual Plan Options (PDF)

2020
See Marketplace Individual Plan Options (PDF)
See Direct Individual Plan Options (PDF)

Copay Plus Plans

You don’t like surprise bills? This may be the plan for you. The Copay Plus plans feature:

Low copays for office visits and many prescription drugs
Affordable deductible and coinsurance options
An easy way to build a relationship with a provider

See 2021 Marketplace Options (PDF)
See 2021 Direct Plan Options (PDF)

2020
See 2020 Marketplace Options (PDF)
See 2020 Direct Plan Options (PDF)

Health Savings Account Eligible Plans

You’re a saver and prefer to take advantage of a Health Savings Account (HSA) to cover your medical bills. We have excellent choices for you! Combine a high-deductible health plan (HDHP) with an HSA for more financial freedom and flexibility.

See 2021 Marketplace Options (PDF)
See 2021 Direct Plan Options (PDF)

2020
See 2020 Marketplace Options (PDF)
See 2020 Direct Plan Options (PDF)

Safety Net Plans

Safety Net Plans or Catastrophic Plans are available for those who:

Under the age 30
Meet income guidelines
Are comfortable with their health status

Our Safety Net Plan offers a high deductible and three FREE office visits. Remember that government price breaks are not available with the Safety Net Plan.

View 2021 Marketplace Options (PDF)

2020
View Marketplace Options (PDF)

Value Copay Plans

Perhaps you prefer the lower premiums of a high-deductible plan as well as low out-of-pocket costs when you visit the doctor. Dean’s got you covered on that preference, too. We offer Value Copay Plan options that serve your needs.

2021 Marketplace Options (PDF)
2021 Direct Plan Options (PDF)

2020
2020 Marketplace Options (PDF)
2020 Direct Plan Options (PDF)

Network options

Dean Health Plan offers network options based on your location, the coverage level you're selecting and your care needs. Visit Find A Doctor to easily find excellent doctors available in our network. Contact us or your agent if you need help selecting the network that is right for you.

HMO Network

The HMO Network is a good choice if:

You want a full breadth of coverage in 20 Wisconsin counties.
You want access to more than 2,300 providers to choose from for routine through specialty care.

View HMO Network Map

Focus Network

The Focus Network is a good choice if:

You live in Dane, Green, Rock or Sauk counties and receive your medical services in those areas. (Dodge and Fond du Lac counties offer Focus networks for employer groups only)
You want a lower-cost option but still want to see doctors in your community.

View Focus Network Map

Copay Elite Network

The Copay Elite Network is a good choice if:

You live in Dodge, Iowa, Green Lake or Jefferson County.
You want an innovative way to receive care. If you select a primary care provider designated as a Tier 1 Provider, you will pay lower office visit copays.

Learn more about Copay Elite

Special enrollment information

Outside open enrollment, you can enroll in new coverage or make changes to your existing policy if you have a certain life event that qualifies you for a special enrollment period. Open enrollment is November 1 - December 15 each year.

View Special Enrollment Details

Grandma, Mother, and daughter preparing food in their kitchen

Live a healthier lifestyle with Dean

Dean Health Plan is all about helping you be healthy on your own terms. That’s why we offer Living Healthy, a program that rewards you for healthy activities. Start logging your activities today and earning your Living Healthy rewards!

View Wellness Programs

Questions?

Contact Sales

Contact Customer Care or call us at (800) 279-1302.

Common insurance terms glossary

Frequently asked questions

Individual & Family Plans