The ABCDs of Medicare
Once you decide to join Medicare, you have a few different options. The federal government refers to these Medicare benefits and options as Parts A, B, C and D.
No matter which option you choose, the first step is the same: Enroll in Original Medicare, also known as Parts A and B.
Original Medicare is Parts A and B
To those enrolled in Medicare, the federal government provides hospital insurance/coverage for inpatient care (Part A) and medical insurance/coverage for outpatient care (Part B). For example, Part A covers hospital room stays and home health services, and Part B covers doctor visits and durable medical equipment.
Take Advantage with Parts C and D
Original Medicare doesn’t cover everything. Many Medicare recipients elect to buy additional coverage from private insurance companies like Dean Health Plan, and many choose Medicare Advantage plans, also known as Part C.
Members often find that these plans cover deductibles, set an annual out-of-pocket maximum, provide additional benefits not covered by Original Medicare and provide coverage for prescription drugs, also known as Part D.
Medicare enrollment periods
Annual Enrollment Period (AEP)
You can make changes to your medical and prescription drug coverage every year from Oct. 15–Dec. 7. Your changes are effective Jan. 1.
Initial Enrollment Period (IEP)
This is the seven-month period in which you can enroll in Medicare for the first time. If you are enrolling for the first time due to disability, your IEP timing is based on your disability date.
Special Enrollment Period (SEP)
This is a period when Medicare recipients may change medical and prescription drug coverage outside of AEP, if they meet certain requirements and have a qualifying event, such as moving to a new service area or leaving an employer-based plan.
If you are new to Medicare or if you qualify for special enrollment, you can enroll in a Dean Health Plan Medicare Advantage plan using our online portal
Questions about your qualifications
? Contact Dean Advantage Sales Support at 1-877-234-0126 (TTY: 711).
For more information about Medicare eligibility and enrollment policies and limitations, visit medicare.gov
or call 1-800-MEDICARE (1-800-633-4227).