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Direct? Marketplace?

Which plan is best for you?

Nov 04, 2019

Navigating your health insurance options can be confusing and seem overwhelming.
Here is a guide to help you determine if buying a plan on the Healthcare Marketplace (healthcare.gov) is best or buying directly from Dean Health Plan.

Do you need to shop on the Health Insurance Marketplace for 2020?

YES:

  • If you’re uninsured, underinsured or you’d like to change the plan you previously purchased on the Marketplace, explore your options at deancare.com/calculator. 

MAYBE:

  • If you’re looking for a better option than the plan you purchased through the Marketplace for 2019, compare it with Dean Health Plan and others at deancare.com/calculator.
  • If you are a veteran, explore your options at deancare.com/calculator.

NO:

  • If you’re happy with your current Marketplace coverage, you’ll be automatically re-enrolled in your plan, or a similar plan.
  • If you’re on Medicare, you don’t need to visit the Marketplace.
  • If you’re insured by your employer, you can stay on your group plan.

To Enroll

Visit deancare.com/calculator or call 800-279-1302.

You can enroll in the Marketplace during open enrollment between Nov. 1 through Dec. 15, 2019.

After that, you will need to wait for the next open enrollment period in November 2020, unless a qualifying event occurs and you are eligible for special enrollment (marriage, divorce, a baby or a move to new coverage area).
 
What do you need to enroll?
  1. Social Security Number(s) (or document numbers for legal immigrants).
  2. Employer and income information for every member of your household who needs coverage.
  3. Policy numbers for current health insurance plans covering members of your household.
  4. If anyone in your household is eligible for a job-based insurance plan, you will need to have the employer complete an Employer Coverage Tool on healthcare.gov.
You may qualify for lower premiums or out-of-pocket costs, based on your household income and size. Financial subsidies are available to those who make under 400% Federal Poverty Level (FPL), which is about $50,000 per year for a single household.

For more information or to check your eligibility visit deancare.com/calculator.
 

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