Costs & Financing

SSM Health Eye Care is dedicated to helping patients achieve their vision goals. This dedication includes the heavy burden of managing the cost of LASIK surgery and other refractive surgery procedures.

We offer various financing and payment plans to suit your budget so you can see clearly again, without the hassle of paying bulky up-front costs.

Costs Associated with Refractive Surgery

Some doctors have fixed prices for LASIK and other types of laser vision correction surgery. The cost can vary depending on the type of technology and techniques needed to correct your vision.

At SSM Health Eye Care, the following professional fees for vision correction surgery are all-inclusive:

  • LASIK with IntraLase (all laser LASIK), Laser-Assisted Situ Keratomileusis with corneal flap created by IntraLase technology
  • LASEK (Laser Epithelial Keratomileusis)
  • PRK (Photorefractive Keratectomy)

In some cases, patients will experience "Dry Eye Syndrome" post-surgery, requiring the placement of temporary, or permanent, tear duct plugs. The placement of these tear duct plugs would involve an additional fee, which reflects supply costs only. We understand that this expense can be unexpected, so the professional fee for insertion of plugs is waived.

Refractive Surgery Payment Plan Options

SSM Health Eye Care offers several payment plan options to help with the cost of refractive surgery. If you choose to take advantage of one of our payment plan options, there is no application fee or penalty for early payment. Interest accrues from the date of surgery.

If you do wish to apply for financing, applications must be received two weeks prior to your surgery. Once your application has been approved, our team will contact you to establish a payment plan that is best for you. Your signature will be required, agreeing to the terms of the contract, along with your down payment on the day of surgery. For your convenience, we accept cash, personal checks, money orders, Visa, MasterCard, American Express and Discover.

For questions regarding our payment plan program, please contact our Financial Services Department at 608-250-1593 or toll-free at 888-434-3326 and ask for Refractive Surgery Financing.

Download and fill out a credit application form to apply for refractive surgery financing. Your completed application can be faxed to 608250-1453. You can also mail a hard copy to:

SSM Health Business Office
Attn: Financial Services
1808 W. Beltline Hwy
Madison, WI 53725

HMO & Insurance Coverage

Many of our patients ask if their health insurance or HMO policy will cover all, or any part, of the fee for refractive surgery. Most major health insurers and HMOs do not cover any part of the fee for refractive surgery, as it is considered a cosmetic procedure. However, there are rare cases where it is covered. It’s important to check with your insurance provider first.

If your insurance provider or HMO does not cover the procedure, you may wish to take advantage of any flexible spending account benefits offered by your employer. Under the terms of these plans, you essentially pay for your surgery with pre-tax dollars, reducing the overall amount you are taxed on your income. Check with your employer to establish whether or not this benefit is available to you.

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