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Understanding Metal Tier Plans

Insurance companies are now required to help consumers easily identify cost and coverage levels by categorizing their plans into four metal tiers: Platinum (the highest level of coverage), Gold, Silver and Bronze (the lowest level of coverage). Platinum plans, because they include the most benefits, are the most expensive while Bronze plans are the least expensive.

The Bronze level health plans meet the minimum requirements for coverage that individuals are mandated to purchase to avoid incurring a tax penalty.

Metal Tiers