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About Dean Health Plan Products
When it comes to finding a health care plan that's right for you, your family or your employees, one size rarely fits all. That's why Dean Health Plan offers a variety of products, each designed to serve specific needs. Find the health care product that best meets your special requirements.
- DeanClassic (HMO) is a group plan based on the philosophy of a managed care organization - a primary care provider (PCP) oversees all aspects of an individual's healthcare needs, both for regular check-ups and for emergency or extended care needs. Your employees will be expected to visit physicians listed in our extensive provider directory. Specialty care is also coordinated through the PCP, thus leaving your employee virtually free from paperwork and claims to file. A benefit your employees are sure to thank you for!
- DeanChoice Point Plans (POS/POE) not only offer HMO coverage, but also a more flexible benefit package to your employees that choose not to select a primary care provider. This gives your employees the option to see any Dean plan practitioner without the need of a referral as well as the freedom to see non-Dean providers.
- Dean Health Plan PPO Product was developed with suggestions from Employer Groups who have employees living outside of the Dean Health Plan Service Area. The PPO product will utilize extensive provider networks by Dean Health Plan, WPPN/MultiPlan, and Coalition America to provide local, regional, and national coverage. Using providers within the PPO network saves money, however, services rendered by providers who are not part of the PPO network are reimbursed at a lower rate (dependent upon plan chosen).
- Dean Focus (Small Group Product) is a small group plan with a limited service area of Dane County. The Dean Health Plan network for this product will be limited to Dean Health System (Dean Medical Center) providers and St. Mary's Hospital, along with the necessary specialty providers required to cover the full realm of health care services. This product is an HMO design so plan providers must be used to obtain coverage.
- Dean Consumer Driven Plans were developed to provide options that encourage consumers (members) to become more involved in health care decision making. These plans feature deductibles, coinsurance and copays on most services and are sold with an option to include a health care reimbursement account (HRA) to offset the employee’s out of pocket costs to some degree. The HRA portion of the plan is administered through Employee Benefits Corporation (EBC), which we have partnered with to provide an integrated product for employers and employees alike. For more information about the EBC partnership, click here.
- Individual Plan is for those individuals who do not have health insurance coverage through an employer. We offer multiple plans with a variety of deductible and benefit levels to meet your needs.
- Conversion Plan is for those Dean Health Plan members who will be losing coverage through a DHP group policy. Coverage is guaranteed; no medical review is required.
- Medicaid/BadgerCare are public health insurance programs developed by the State and Federal governments to assist the uninsured and underinsured children, families and pregnant women that meet specific income limits.
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